ROC Rank: Senior
Join Date: Apr 2005
Model Year: 2013
Color: Crystal Black Pearl
Re: Considering parting ways :(
First, sorry my man! Double knife - and that sucks! It's always better to find out today so you can begin a new (and better) life tomorrow I guess. And with kids involved, boy does that complicate things! Ill be thinking of you and the little ones!
As for the RL, I gotta agree with some of the advice you've gotten about weighing out all the variables. Where I live in NYS, our sales tax is 8% so I always consider trade offers as the offer plus 8 percent (since I only pay tax on the difference in cost between my trade and the value of the new car). I realize you are in the unusual spot of trading a more expensive ride for a less expensive ride but if you end up trading for a $16,000 car, the math isn't completely different at least... although a bit less in your favor for sure. In that regard, the trade in and private party value are close enough where to me, they are about equal in that if you are paying 7% or 8% tax, is it really worth the hassle of coordinating your own sale for $100 or $200? I also add that the risks of buying used at a car lot, even reputable big name places, are very real. A lot of their cars still come from auction with no maintenance history and with Sandy so recent and close by, some of those cars (the underinsured ones) are going to start showing up in neighboring states. I guess that's the log way of me saying that at least you know what you've got with the RL. Unless you were trading for something less expensive but brand new, I'd say try to stick with the paid off RL. But that easy for me to say and justify... good luck with everything!!
2013 RL RTL W/ Nav
2013 Acura MDX (Technology & Entertainment Package)
2012 Big Red
2012 RL RTS (Sold)
Last edited by WNY PAT; 01-26-2013 at 06:22 AM.