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Discussion Starter #1
Current Incentives are getting lost in the price paid thread, so figured I would start a thread with just known factory incentives.

In about August when they dropped the special financing, they replaced it with $1,500 dealer cash.

For October they added another $500 dealer cash.

So currently, through 10/31/2019, there is $2,000 of dealer cash on 2019s.

For those that don't know, this is a direct incentive from the factory to the dealer. Dealers can, but are not required to, pass this on to the consumer in the form of additional discounts.

Anyone know of any additional Incentives or updated expiration dates?
 

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Discussion Starter #2
It's 11/1, who knows what current Incentives are now current/what happened with the $2,000 dealer cash that was set to expire 10/31?
 

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It's 11/1, who knows what current Incentives are now current/what happened with the $2,000 dealer cash that was set to expire 10/31?
Coincidentally, a dealer just called to tell me they're now offering .9% 72 month financing. I didn't ask about the dealer cash - she kinda caught me off guard.
 

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From Honda's website, the deal on a 2019 Ridgeline is 0.9% APR financing for 24-72 months. This expires Jan 2, 2020.
No Lease offers on the Ridgeline.

The local dealership has the usual $500 Military discount and the $500 Graduate Program discount. Nothing new.
 

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Discussion Starter #6
From Honda's website, the deal on a 2019 Ridgeline is 0.9% APR financing for 24-72 months. This expires Jan 2, 2020.
No Lease offers on the Ridgeline.

The local dealership has the usual $500 Military discount and the $500 Graduate Program discount. Nothing new.
Interesting, so they went from financing offer to dealer cash to financing offer. This is better than any offers to date. I'm assuming this means the dealer cash did go away.
 

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From Honda's website, the deal on a 2019 Ridgeline is 0.9% APR financing for 24-72 months. This expires Jan 2, 2020.
No Lease offers on the Ridgeline.

The local dealership has the usual $500 Military discount and the $500 Graduate Program discount. Nothing new.
ouch! :(
 

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I know this is not the place to ask but I will anyway. My 2019 Ridgeline is paid off. Would Honda Financial refinance my 2019 at the .9% rate?
 

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That's too bad, I could use the money for other stuff that I can't get that low of a rate for.
 

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Funny thing is that the Ridgeline is the only model with that low of a finance rate. Everything else is between a 1.9% to 3.9% depending on the finance-months terms.
 

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Cheap money... yes. But if the dealer cash went away, you're potentially financing an addition $2k.
If dealer cash went away, 2019 Ridgeline sales will slump.
 

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Cheap money... yes. But if the dealer cash went away, you're potentially financing an addition $2k.
If dealer cash went away, 2019 Ridgeline sales will slump.
The prime rate today is 4.75%,

$35,000 at 4.75% for 60 months totals $39,390.
$35,000 at 0.9% for 60 months totals $35,807.

The loan cost difference between 0,9% and 4.75% $3,583 - that's a much larger incentive than $2,000.

The 0.9% for 72 month financing offer is a hell of a deal. Forget the cash rebate!
 

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Discussion Starter #18
Assuming the dealer cash is expired, the 0.9% at 72 months is like adding another $500 incentive. $1,500 in August, +$500 in October, +$500 equivalent in November.
 

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Unless you're paying cash or financing a small portion of the purchase.
It's foolish to pay cash when the funds can be borrowed at 0.9%.

If you're not making more than 0.9% on your money, then you're throwing money away - even savings accounts are paying 2% right now.

Finance as much as you can for as long as you can at 0.9%!
 
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