I agree with this but for a different reason. If you have a retirement or 401K invested in the stock market, take a look at it now versus 2 months ago. Yes some will blame it on China and that is part of it. Low oil prices are just as big.Good news for no one. Politicians/business will gouge the consumer and those companies will some day want to recoup their losses. Oil is a quarter of what it was and half the price to us. Funny math.