Generally speaking, I agree with DSERVIT. I have to admit, however, that I didn't do that as completely as he suggests.
You guys are going to laugh at this but I had a rapport with my salesperson. I decided to take the handshake approach knowing I was potentially throwing away $500. That way we weren't writing up a deal that I might not want. But also, this is how Honda was working at the time. Because there were so many trucks on order and no one had seen the colors at all and there were no models in stock to test drive, they were taking the $500 to be returned to the buyer if he or she wasn't satisfied with either the test drive or the color. That may have changed already. If I were buying right now, I'm not sure I would've done what I did.
So we agreed to all the terms of the deal, trade-in price, sale price, the out the door price including the cost of registration etc., and then I let them charge $500 against my Visa card. I would never write a check in that situation. With the Visa card you have a little protection. And that's how the deal went down – exactly as we laid it out. We didn't have a deal until the truck came in and I had a chance to look at it closely and drive it and that's how the salesman played it. If there'd been any deviation I would've asked for my money back immediately, and if that hadn't happened, I would've called Visa and yanked payment. For most people, most of the time, there's no reason to take the handshake route.