Changes in mid-sized trucks are coming fast and furious. Chevy Colorado has gone military (infantry vehicle), Ford Ranger is greatly upgraded, Toyota Tacoma - OMG - wider, faster, eight different levels. No matter what you buy now, in three years it will be very outdated.
My advice - go look look at all the newest midsize trucks, salivate, and make a date to do that again in a year or two. Each year, put a little money aside for your next purchase, and in about five years, RL may have caught up with the others where it matters. You’ll have plenty for a down payment, you’ll get a really nice upgrade, and you will have skipped one whole trade-buy cycle. I drove a ‘98 T-100 for 22 years, until its reliability began to fade. When I got a ‘22 RTL, is was a GIANT upgrade.
I would like the Ridgeline better with a turbo 2.5 and hybrid drive, but nothing else about my RTL leaves me wanting,