Welcome Kenny,
First and foremost, test drive the competition and it'll give you a real appreciation for the RL. We test drove the Frontier, Taco, and RL and you can tell a difference between the three.
If you can afford it, get everything 'RTL-Navi but if you're handy a lot of the accessories can be purchased online (ie our sponsor handa-accessories.com) and easily installed in your own garage. If you're planning to buy at the end of summer, I'd shoot for Labor day weekend, you can probably swing a great deal. I bought on the Friday of Memorial day weekend and saved about $3k off msrp.
Tip, if you're going to buy a warranty, look for a user on this forum called christn, he'll get you a great deal. So much so, that other dealers send him emails, saying he sucks for taking away their back end business
There's a lot here so if you have a quesiton, try the search functions first and if you do post a question, let everyone know you tried to search for it first. Some people get touchy about seeing the Nth post asking 'What are the tonneau options?'. Otherwise everyone is friendly and happy to help where they can.