I have posted elsewhere that I have lost some.....and I have won some since the 80's
I have purchased exactly 6 vehicles and purchased an OEM plan (heavily discounted on 5 of them) and one aftermarket plan via USAA (at a reasonable price).
In all cases I wanted to keep the vehicle until at least 100K and therefore got coverage until 100K.
My Plan---If a lemon.....I would dump it at 95K.....if a nice one.....I would keep it.
I drove all of them between 7 to 25 years. The 7 year car was a Ford 3.8 with known head gasket issues....had 2 sets done....then got rid of it.
With retail labor at about 200/hour......and parts, especially high tech stuff, being expensive.....I felt it was a good trade off for me as a die hard long term car owner to get it on my RL.