My rolling pop is gone.
I have found incorrectly installed brake pad shims right from the factory.
These are the top and bottom stainless steel channel-shaped shims that the pads sit directly against. They click into place on the caliper brackets. One sits flat against the caliper bracket surface, and one is made differently and is spring loaded (lifts away from the bracket). The spring loaded shim keeps the pad from rattling, and keeps it the downward position (natural to normal braking direction)
Mine were reversed, with the spring loaded shim on the bottom, which keeps the pads in the UPWARD position. Every time you hit the brakes during normal forward motion, the pad gets slammed down. When you release the brakes, it gets pushed back up. This constant up and down motion has hammered the pads, making them very loose in the bracket.
I have reversed the shims to their correct positions. I put a dot of weld on top of the pads to get rid of the play, instead of new pads.
I did not get pictures, but if anyone wants to pull their pads and post pictures of the shims, I can tell you which is which.